{"id":16,"date":"2026-08-20T00:01:26","date_gmt":"2026-08-20T00:01:26","guid":{"rendered":"http:\/\/141.164.58.8:8080\/?p=16"},"modified":"2026-08-20T00:01:26","modified_gmt":"2026-08-20T00:01:26","slug":"%ec%86%8c%ec%95%a1%ec%9c%bc%eb%a1%9c-%ec%8b%9c%ec%9e%91%ed%95%98%eb%8a%94-%ec%95%88%ec%a0%84%ed%95%9c-%ec%9b%94-%eb%b0%b0%eb%8b%b9-%ec%83%81%ec%9e%a5%ec%a7%80%ec%88%98%ed%8e%80%eb%93%9cetf-%eb%b3%b5-2","status":"publish","type":"post","link":"https:\/\/knowlabs.cloud\/?p=16","title":{"rendered":"\uc18c\uc561\uc73c\ub85c \uc2dc\uc791\ud558\ub294 \uc548\uc804\ud55c \uc6d4 \ubc30\ub2f9 \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc(ETF) \ubcf5\ub9ac \ud22c\uc790 \ub85c\ub4dc\ub9f5"},"content":{"rendered":"
\n \"\uc18c\uc561\uc73c\ub85c<\/p>\n

\u25b2 \uc18c\uc561\uc73c\ub85c \uc2dc\uc791\ud558\ub294 \uc548\uc804\ud55c \uc6d4 \ubc30\ub2f9 \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc(ETF) \ubcf5\ub9ac \ud22c\uc790 \ub85c\ub4dc\ub9f5 \ud575\uc2ec \ube44\uc8fc\uc5bc \ubd84\uc11d \uc790\ub8cc (\ucd9c\ucc98: Unsplash \ubb34\ub8cc \uace0\ud654\uc9c8 \ub77c\uc774\ube0c\ub7ec\ub9ac)<\/p>\n<\/p><\/div>\n

“\ub9e4\ub2ec \ub0b4 \ud1b5\uc7a5\uc5d0 \uc81c2\uc758 \uc6d4\uae09\ucc98\ub7fc **\uc6d4\uae09 \uc678\uc5d0 \ub531 50\ub9cc \uc6d0\ub9cc \ub354 \ub4e4\uc5b4\uc628\ub2e4\uba74** \uc5bc\ub9c8\ub098 \uc88b\uc744\uae4c?” \ud83d\udcb8<\/p>\n

\uc9c1\uc7a5\uc778\uc774\ub77c\uba74 \ucd9c\ud1f4\uadfc\uae38 \uc9c0\ud558\ucca0 \uc548\uc5d0\uc11c, \ud639\uc740 \uc57c\uadfc\uc744 \ud558\ub2e4\uac00 \ud55c \ubc88\ucbe4 \uc774\ub7f0 \uac04\uc808\ud55c \uc0c1\uc0c1\uc744 \ud574\ubcf4\uc168\uc744 \uac70\uc608\uc694. <\/p>\n

\ud558\uc9c0\ub9cc \uce58\uc19f\ub294 \ubb3c\uac00\uc5d0 \uc6d4\uae09\uc740 \uadf8\ub300\ub85c\uace0, \uc800\ucd95\ub9cc \ud574\uc11c\ub294 \uc790\uc0b0\uc744 \ubd88\ub9b4 \uc218 \uc5c6\ub2e4\ub294 \ub0c9\ud639\ud55c \ud604\uc2e4\uc5d0 \ub2f5\ub2f5\ud558\uc168\uc8e0? \uc8fc\uc2dd \ud22c\uc790\ub294 \uc6d0\uae08 \uc190\uc2e4\uc774 \ub450\ub835\uace0, \ubd80\ub3d9\uc0b0\uc740 \uc218\uc5b5 \uc6d0\uc758 \uc2dc\ub4dc\uba38\ub2c8\uac00 \ud544\uc694\ud574 \uc5c4\ub450\uc870\ucc28 \ub098\uc9c0 \uc54a\ub294 \uac83\uc774 \uc194\uc9c1\ud55c \ud604\uc2e4\uc785\ub2c8\ub2e4. <\/p>\n

\uadf8\ub807\ub2e4\uace0 \uc774\ub300\ub85c \uc8fc\uc800\uc549\uc544 \uc788\uc744 \uc218\ub294 \uc5c6\uc796\uc544\uc694! \ub2e8\ub3c8 1\ub9cc \uc6d0\uc9dc\ub9ac \ud55c \uc7a5\uc73c\ub85c \uc9c0\uae08 \ub2f9\uc7a5 \uc2dc\uc791\ud560 \uc218 \uc788\uc73c\uba74\uc11c\ub3c4, \uc740\ud589 \uc608\uc801\uae08\ubcf4\ub2e4 \ud6e8\uc52c \ub4e0\ub4e0\ud558\uac8c \ub0b4 \uc790\uc0b0\uc744 \ubd88\ub824\uc904 \ub300\uc548\uc774 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n

\uc624\ub298 \uc18c\uac1c\ud574 \ub4dc\ub9b4 **’\uc18c\uc561\uc73c\ub85c \uc2dc\uc791\ud558\ub294 \uc548\uc804\ud55c \uc6d4 \ubc30\ub2f9 \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc(ETF) \ubcf5\ub9ac \ud22c\uc790 \ub85c\ub4dc\ub9f5’**\uc744 \ucc28\uadfc\ucc28\uadfc \ub530\ub77c\uc624\uc2dc\uba74, \ud3c9\ubc94\ud55c \uc6d4\uae09\uc7c1\uc774\ub3c4 \uc548\uc815\uc801\uc778 \ud604\uae08 \ud750\ub984\uc758 \uc8fc\uc778\uacf5\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud83d\udca1<\/p>\n

—<\/p>\n

## \uc65c \ud558\ud544 ‘\uc6d4 \ubc30\ub2f9 ETF’\uc640 ‘\ubcf5\ub9ac’\uc758 \ub9cc\ub0a8\uc77c\uae4c\uc694? \ud83d\ude2e<\/p>\n

\uc6b0\uc120 \uac1c\ub150\ubd80\ud130 \uc544\uc8fc \uc27d\uac8c \uc9da\uace0 \ub118\uc5b4\uac00 \ubcfc\uac8c\uc694. <\/p>\n

**\uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc(ETF)**\ub294 \uac1c\ubcc4 \uc8fc\uc2dd\uc744 \ud558\ub098\ud558\ub098 \uacf5\ubd80\ud574\uc11c \uace0\ub974\ub294 \ubc88\uac70\ub85c\uc6c0 \uc5c6\uc774, \uc218\uc2ed \uac1c\uc5d0\uc11c \uc218\ubc31 \uac1c\uc758 \uc6b0\ub7c9 \uae30\uc5c5\ub4e4\uc744 \ud558\ub098\uc758 \ubc14\uad6c\ub2c8\uc5d0 \ub2f4\uc544\ub454 \uc138\ud2b8 \uc0c1\ud488\uc774\uc5d0\uc694. \uc6b0\ub9ac\uac00 \uacfc\uc77c \ubc14\uad6c\ub2c8\ub97c \ud1b5\uc9f8\ub85c \uc0ac\ub294 \uac83\ucc98\ub7fc \uc548\uc804\ud55c \ubd84\uc0b0 \ud22c\uc790\uac00 \uc790\ub3d9\uc73c\ub85c \uac00\ub2a5\ud574\uc9c0\uc8e0.<\/p>\n

\uc5ec\uae30\uc5d0 **’\uc6d4 \ubc30\ub2f9’**\uc774\ub77c\ub294 \ub9e4\ub825\uc801\uc778 \uc635\uc158\uc774 \ub354\ud574\uc9d1\ub2c8\ub2e4. \ubbf8\uad6d\uc744 \ube44\ub86f\ud55c \uae00\ub85c\ubc8c \uc6b0\ub7c9 \uae30\uc5c5\ub4e4\uc740 \uc8fc\uc8fc\ub4e4\uc5d0\uac8c \ubc30\ub2f9\uae08\uc744 \uc544\ub08c\uc5c6\uc774 \ub098\ub204\uc5b4 \uc8fc\ub294\ub370, \uc774\ub97c \ub9e4\ub2ec \uc6b0\ub9ac \ud1b5\uc7a5\uc73c\ub85c \uaf2c\ubc15\uaf2c\ubc15 \ub123\uc5b4\uc8fc\ub294 ETF\ub4e4\uc774 \uc544\uc8fc \ub9ce\uc774 \ub098\uc640 \uc788\ub2f5\ub2c8\ub2e4.<\/p>\n

\ub354 \ub180\ub77c\uc6b4 \uc0ac\uc2e4\uc740 \uc774 \ubc30\ub2f9\uae08\uc744 \uadf8\ub0e5 \ucc3e\uc544\uc11c \uc368\ubc84\ub9ac\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, **\ub2e4\uc2dc \ub611\uac19\uc740 ETF\ub97c \uc0ac\ub294 \ub370 \uc7ac\ud22c\uc790(\ubcf5\ub9ac)\ud560 \ub54c \uc5c4\uccad\ub09c \ub9c8\ubc95\uc774 \uc77c\uc5b4\ub09c\ub2e4\ub294 \uc810**\uc774\uc5d0\uc694! <\/p>\n

\n \ud83d\udca1 \uc65c \uc18c\uc561 \ubcf5\ub9ac \ud22c\uc790\uac00 \ubb34\uc11c\uc6b8\uae4c\uc694?<\/strong>
\n \ucc98\uc74c\uc5d0\ub294 \ub9e4\ub2ec \uba87\ucc9c \uc6d0, \uba87\ub9cc \uc6d0\uc758 \uc18c\uc18c\ud55c \ubc30\ub2f9\uae08\uc73c\ub85c \uc2dc\uc791\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc774 \ub3c8\uc774 \uc6d0\uae08\uacfc \ud569\uccd0\uc838 \ub2e4\uc74c \ub2ec\uc5d0\ub294 \ub354 \ub9ce\uc740 \ubc30\ub2f9 \uc8fc\uc2dd\uc744 \uc0ac\uace0, \uadf8 \uc8fc\uc2dd\uc774 \ub2e4\uc2dc \ub354 \ud070 \ubc30\ub2f9\uae08\uc744 \ub0b3\ub294 \uad6c\uc870\uac00 \ubc18\ubcf5\ub429\ub2c8\ub2e4. \uc2dc\uac04\uc774 \ud750\ub97c\uc218\ub85d \uc790\uc0b0\uc774 \ub208\ub369\uc774\ucc98\ub7fc \ubd88\uc5b4\ub098\ub294 ‘\uc2a4\ub178\ubcfc \ud6a8\uacfc’\ub97c \ub0b4 \uc190\uc73c\ub85c \uc9c1\uc811 \uacbd\ud5d8\ud558\uac8c \ub418\ub294 \uac83\uc774\uc8e0! \u26c4\ud83d\ude80\n<\/div>\n

—<\/p>\n

### \uc6d4 \ubc30\ub2f9 ETF \ubcf5\ub9ac \ud22c\uc790, \ucd08\ubcf4\uc790\ub97c \uc704\ud55c 3\ub2e8\uacc4 \uc2e4\ucc9c \uac00\uc774\ub4dc \ud83d\udccc<\/p>\n

\uc5b4\ub835\uac8c \uc0dd\uac01\ud558\uc2e4 \ud544\uc694 \uc804\ud600 \uc5c6\uc5b4\uc694. \uc2a4\ub9c8\ud2b8\ud3f0 \ud558\ub098\ub9cc \uc788\uc73c\uba74 \uc624\ub298 \ubc14\ub85c \uc2dc\uc791\ud560 \uc218 \uc788\ub294 \uac00\uc7a5 \uc9c1\uad00\uc801\uc778 \ub85c\ub4dc\ub9f5\uc744 \uc54c\ub824\ub4dc\ub9b4\uac8c\uc694!<\/p>\n

**1\ub2e8\uacc4: \uc138\uae08 \uc544\ub07c\ub294 \ub9c8\ubc95\uc758 \ub9cc\ub2a5 \uacc4\uc88c(ISA \ub610\ub294 \uc5f0\uae08\uc800\ucd95) \ub9cc\ub4e4\uae30**
\n\ubc30\ub2f9\uae08\uc744 \ubc1b\uc744 \ub54c \uc6d0\ub798 **15.4%\uc758 \ubc30\ub2f9\uc18c\ub4dd\uc138**\ub97c \ub5bc\uc5b4\uac00\uac8c \ub429\ub2c8\ub2e4. \ud558\uc9c0\ub9cc **ISA(\uac1c\uc778\uc885\ud569\uc790\uc0b0\uad00\ub9ac\uacc4\uc88c)**\ub098 **\uc5f0\uae08\uc800\ucd95\ud380\ub4dc** \uacc4\uc88c\ub97c \ud1b5\ud574 \ud22c\uc790\ud558\uba74 \uc138\uae08\uc744 \uc544\uc608 \uc548 \ub0b4\uac70\ub098 \ub098\uc911\uc73c\ub85c \ubbf8\ub8f0 \uc218 \uc788\uc5b4\uc694(\uacfc\uc138\uc774\uc5f0 \ubc0f \ube44\uacfc\uc138 \ud61c\ud0dd). \uc2dc\uc791\ubd80\ud130 \ub0a8\ub4e4\ubcf4\ub2e4 15% \uc774\uc0c1 \uc774\ub4dd\uc744 \ubcf4\uace0 \ub4e4\uc5b4\uac00\ub294 \uc148\uc774\uc8e0! \u2714\ufe0f<\/p>\n

**2\ub2e8\uacc4: ‘\ubc30\ub2f9 \uc131\uc7a5\ud615’ \uc6b0\ub7c9 ETF \uace0\ub974\uae30**
\n\ub2e8\uc21c\ud788 \uc9c0\uae08 \ubc30\ub2f9\uc744 \ub9ce\uc774 \uc8fc\ub294 \uc0c1\ud488\ubcf4\ub2e4\ub294, \ub9e4\ub144 \ubc30\ub2f9\uae08\uc744 \ub298\ub824 \ub098\uac00\ub294 **’\ubc30\ub2f9\uc131\uc7a5\ud615’ ETF**\ub97c \uace8\ub77c\uc57c \uc7a5\uae30 \ud22c\uc790\ud588\uc744 \ub54c \uc6d0\uae08\ub3c4 \uc9c0\ud0a4\uace0 \ubc30\ub2f9\uae08\ub3c4 \ubb34\ub7ed\ubb34\ub7ed \uc790\ub77c\ub0a9\ub2c8\ub2e4. (\ub300\ud45c\uc801\uc778 \uc608\ub85c \ud55c\uad6d\ud310 SCHD\uc778 ‘SOL \ubbf8\uad6d\ubc30\ub2f9\ub2e4\uc6b0\uc874\uc2a4’\ub098 ‘TIGER \ubbf8\uad6d\ubc30\ub2f9\ub2e4\uc6b0\uc874\uc2a4’ \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.)<\/p>\n

**3\ub2e8\uacc4: \ubc30\ub2f9\uae08 \ub4e4\uc5b4\uc624\ub294 \ub0a0 \ubb34\uc870\uac74 ‘\uc7ac\ub9e4\uc218’ \ubc84\ud2bc \ub204\ub974\uae30**
\n\ub9e4\ub2ec \ub9d0\uc774\ub098 \ucd08\uc5d0 \uc54c\ub9bc \ud1a1\uc73c\ub85c \ubc30\ub2f9\uae08 \uc785\uae08 \uc18c\uc2dd\uc774 \uc62c \uac70\uc608\uc694. \uc774 \ub3c8\uc73c\ub85c \ucee4\ud53c\ub97c \uc0ac \ub9c8\uc2dc\ub294 \uc720\ud639\uc744 \uafb9 \ucc38\uace0, **\uace7\ubc14\ub85c \ud574\ub2f9 ETF\ub97c \ucd94\uac00\ub85c \ub9e4\uc218**\ud558\uc138\uc694. \uc774 \ub2e8\uc21c\ud55c \uc2b5\uad00\uc774 5\ub144, 10\ub144 \ub4a4 \uc5ec\ub7ec\ubd84\uc758 \ub178\ud6c4\ub97c \uc644\uc804\ud788 \ubc14\uafb8\uc5b4 \ub193\uc744 \ub9c8\ubc95\uc758 \uc5f4\uc1e0\uac00 \ub429\ub2c8\ub2e4. \ud83d\udd11<\/p>\n

—<\/p>\n

## \ucd08\ubcf4 \ud22c\uc790\uc790\ub97c \uc704\ud55c \ub300\ud45c \uc6d4 \ubc30\ub2f9 ETF 3\uc885 \ud575\uc2ec \ube44\uad50 \ud83d\udcca<\/p>\n

\uc5b4\ub5a4 \uc0c1\ud488\uc73c\ub85c \uc2dc\uc791\ud574\uc57c \ud560\uc9c0 \uac08\ud321\uc9c8\ud321\ud558\uc2dc\ub294 \ubd84\ub4e4\uc744 \uc704\ud574, \ud604\uc7ac \uc2dc\uc7a5\uc5d0\uc11c \uac00\uc7a5 \uc0ac\ub791\ubc1b\uace0 \uc788\ub294 \uc548\uc815\uc801\uc778 \uc6d4 \ubc30\ub2f9 ETF \uc720\ud615 3\uac00\uc9c0\ub97c \uae54\ub054\ud558\uac8c \ube44\uad50\ud574 \ub4dc\ub9b4\uac8c\uc694.<\/p>\n\n\n\n\n\n\n\n
ETF \ud22c\uc790 \uc720\ud615<\/th>\n\ub300\ud45c \ud2b9\uc9d5 \ubc0f \uc7a5\uc810<\/th>\n\uc608\uc0c1 \uc5f0 \ubc30\ub2f9\ub960<\/th>\n\uc774\ub7f0 \ubd84\uaed8 \ucd94\ucc9c\ud574\uc694!<\/th>\n<\/tr>\n<\/thead>\n
\ubbf8\uad6d \ubc30\ub2f9 \ub2e4\uc6b0\uc874\uc2a4 \uacc4\uc5f4<\/td>\n\ub9e4\ub144 \ubc30\ub2f9\uae08\uc774 \ub298\uc5b4\ub0a8, \uc7a5\uae30 \uc6b0\uc0c1\ud5a5 \uac00\ub2a5\uc131 \ub9e4\uc6b0 \ub192\uc74c<\/td>\n\uc5f0 3.5% ~ 4.0% + \uc8fc\uac00 \uc0c1\uc2b9\ubd84<\/td>\n\uc548\uc815\uc801\uc73c\ub85c \uc624\ub7ab\ub3d9\uc548 \uc801\ub9bd\ud560 2040 \uc9c1\uc7a5\uc778<\/td>\n<\/tr>\n
\ucee4\ubc84\ub4dc\ucf5c (\uc635\uc158 \uac00\ubbf8\ud615)<\/td>\n\uc8fc\uac00 \uc0c1\uc2b9\uc740 \uc81c\ud55c\ub418\ub098 \ub9e4\ub2ec \uc555\ub3c4\uc801\uc73c\ub85c \ub192\uc740 \ubd84\ubc30\uae08 \uc9c0\uae09<\/td>\n\uc5f0 8.0% ~ 12.0%<\/td>\n\uc9c0\uae08 \ub2f9\uc7a5 \ub192\uc740 \ud604\uae08 \ud750\ub984\uc774 \ud544\uc694\ud55c \uc740\ud1f4 \ub300\uae30\uc790<\/td>\n<\/tr>\n
\uae00\ub85c\ubc8c \ubd80\ub3d9\uc0b0 \ub9ac\uce20(REITs)<\/td>\n\uc6b0\ub7c9 \ube4c\ub529\uc5d0\uc11c \ub098\uc624\ub294 \uc784\ub300\ub8cc\ub97c \ub9e4\ub2ec \uc548\uc815\uc801\uc73c\ub85c \ubd84\ubc30<\/td>\n\uc5f0 5.0% ~ 7.0%<\/td>\n\uac74\ubb3c\uc8fc\ucc98\ub7fc \ub530\ubc15\ub530\ubc15 \uc6d4\uc138\ub97c \ubc1b\uace0 \uc2f6\uc73c\uc2e0 \ubd84<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

—<\/p>\n

### \uc808\ub300 \uc2e4\ud328\ud558\uc9c0 \uc54a\ub294 \uc800\uc790\ub9cc\uc758 \uafc0\ud301 3\uac00\uc9c0 \ud83c\udf6f<\/p>\n

\uc2e4\uc81c \ud22c\uc790\ub97c \uc9c1\uc811 \uc2e4\ud589\ud558\uba74\uc11c \uae68\ub2ec\uc740, \ucc45\uc5d0\ub294 \ub098\uc624\uc9c0 \uc54a\ub294 \uc9c4\uc9dc \uc2e4\uc804 \ub178\ud558\uc6b0\ub97c \uc544\ub08c\uc5c6\uc774 \ubc29\ucd9c\ud574 \ub4dc\ub9bd\ub2c8\ub2e4!<\/p>\n

* **\uccab\uc9f8, ‘\ucd08\uace0\ubc30\ub2f9’\uc758 \ud568\uc815\uc5d0 \ube60\uc9c0\uc9c0 \ub9c8\uc138\uc694!** \u26a0\ufe0f
\n \uc5f0 \ubc30\ub2f9\ub960\uc774 15%\uac00 \ub118\ub294\ub2e4\uace0 \uad11\uace0\ud558\ub294 \uc77c\ubd80 \ucee4\ubc84\ub4dc\ucf5c \uc0c1\ud488\uc740 \uc8fc\uac00 \uc790\uccb4\uac00 \uacc4\uc18d \ub0b4\ub824\uc549\uc544 \uacb0\uad6d \ub0b4 \uc6d0\uae08\uc774 \uae4e\uc774\ub294 \uacbd\uc6b0\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ubc30\ub2f9\ub960 \uc22b\uc790\ub9cc \ubcf4\uace0 \ud639\ud558\uc9c0 \ub9c8\uc2dc\uace0, **\uc6d0\uae08\ub3c4 \ud568\uaed8 \uc9c0\ud0a4\uac70\ub098 \ubd88\uc5b4\ub0a0 \uc218 \uc788\ub294 \uc6b0\ub7c9 \uc790\uc0b0 \uc704\uc8fc**\ub85c \ubc14\uad6c\ub2c8\ub97c \ucc44\uc6b0\uc154\uc57c \ud569\ub2c8\ub2e4.
\n* **\ub458\uc9f8, ‘\uae30\uacc4\uc801 \uc790\ub3d9 \ub9e4\uc218’ \ud658\uacbd\uc744 \uad6c\ucd95\ud574 \ub450\uc138\uc694.** \ud83e\udd16
\n \uc8fc\uac00\uac00 \uc624\ub974\uba74 \ube44\uc2f8\uc11c \ubabb \uc0ac\uace0, \ub0b4\ub9ac\uba74 \ubb34\uc11c\uc6cc\uc11c \ubabb \uc0ac\ub294 \uac8c \uc0ac\ub78c\uc758 \uc2ec\ub9ac\uc785\ub2c8\ub2e4. \ub9e4\ub2ec \uc6d4\uae09\ub0a0 \ub2e4\uc74c \ub0a0\uc5d0 \ubb34\uc870\uac74 \uc77c\uc815 \uae08\uc561\uc774 \uc790\ub3d9\uc73c\ub85c \uc774\uccb4\ub418\uc5b4 \ub9e4\uc218\ub418\ub3c4\ub85d \uc2dc\uc2a4\ud15c\uc744 \uc124\uc815\ud574 \ub450\uc138\uc694. \uc2e0\uacbd \uc4f0\uc9c0 \uc54a\ub294 \ubb34\uad00\uc2ec\uc774 \ub54c\ub85c\ub294 \uac00\uc7a5 \ub192\uc740 \uc218\uc775\ub960\uc744 \uc120\ubb3c\ud569\ub2c8\ub2e4.
\n* **\uc14b\uc9f8, \ub9e4\ub2ec \ub4e4\uc5b4\uc624\ub294 \ubc30\ub2f9 \ud604\ud669\uc744 \ub2e4\uc774\uc5b4\ub9ac\ub098 \uc571\uc5d0 \uae30\ub85d\ud574 \ubcf4\uc138\uc694.** \ud83d\udcdd
\n \uccab \ub2ec\uc5d0 \ub4e4\uc5b4\uc628 3,500\uc6d0\uc774\ub77c\ub294 \uadc0\uc5ec\uc6b4 \ub3c8\uc774 \ub2e4\uc74c \ub2ec\uc5d4 7,000\uc6d0, \uadf8\ub2e4\uc74c \ub2ec\uc5d4 \ub9cc \uc6d0\uc73c\ub85c \ubd88\uc5b4\ub098\ub294 \uacfc\uc815\uc744 \uc2dc\uac01\uc801\uc73c\ub85c \ud655\uc778\ud558\ub294 \uc21c\uac04, \ud22c\uc790\uac00 \uc778\uc0dd\uc5d0\uc11c \uac00\uc7a5 \uc7ac\ubbf8\uc788\ub294 \uac8c\uc784\uc73c\ub85c \ubcc0\ud558\uac8c \ub420 \uac70\uc608\uc694!<\/p>\n

—<\/p>\n

## \uc774\uc81c, \ub208\ub369\uc774\ub97c \uad74\ub9b4 \uccab \uccab\uac78\uc74c\uc744 \ub5c4 \uc2dc\uac04\uc785\ub2c8\ub2e4! \ud83d\ude80<\/p>\n

\uc790\uc0b0\uac00\uac00 \ub418\ub294 \uac00\uc7a5 \ube60\ub978 \ubc29\ubc95\uc740 \ub300\ub2e8\ud55c \ube44\ubc95\uc744 \uc544\ub294 \uac83\uc774 \uc544\ub2c8\ub77c, **\ub0a8\ub4e4\ubcf4\ub2e4 \ud558\ub8e8\ub77c\ub3c4 \uba3c\uc800 \uc2dc\uc791\ud574\uc11c \ubcf5\ub9ac\uc758 \uc2dc\uac04\uc5d0 \ub098\ub97c \ud0dc\uc6b0\ub294 \uac83**\uc785\ub2c8\ub2e4. <\/p>\n

\uac70\ucc3d\ud558\uac8c \uc218\ubc31\ub9cc \uc6d0\uc73c\ub85c \uc2dc\uc791\ud560 \ud544\uc694 \uc804\ud600 \uc5c6\uc2b5\ub2c8\ub2e4. \uc774\ubc88 \ub2ec \uce58\ud0a8 \ud55c \ubc88 \ub35c \uba39\uace0, \uc2a4\ud0c0\ubc85\uc2a4 \ucee4\ud53c \uba87 \uc794 \uc544\ub080 **\ub2e8\ub3c8 5\ub9cc \uc6d0, 10\ub9cc \uc6d0**\uc73c\ub85c \uc6d4 \ubc30\ub2f9 ETF 1\uc8fc\ub97c \uc0ac\ubcf4\uc138\uc694. <\/p>\n

\uadf8 \uc791\uc740 \ud589\ub3d9 \ud558\ub098\uac00 \uba3c \ubbf8\ub798\uc5d0 \ub9c8\ub974\uc9c0 \uc54a\ub294 \ub098\ub9cc\uc758 ‘\ub3c8\ub098\ubb34’\ub97c \uc2ec\ub294 \uc704\ub300\ud55c \uccab\uac78\uc74c\uc774 \ub420 \ud14c\ub2c8\uae4c\uc694! \ud83c\udf31<\/p>\n

**\uc774\uc6c3 \uc5ec\ub7ec\ubd84\uc740 \uc5b4\ub5a4 \ud22c\uc790 \uc2a4\ud0c0\uc77c\uc5d0 \uac00\uc7a5 \ub04c\ub9ac\uc2dc\ub098\uc694? \uc548\uc815\uc801\uc778 \ubc30\ub2f9\uc131\uc7a5\ud615\uc778\uac00\uc694, \uc544\ub2c8\uba74 \uace0\ubc30\ub2f9 \ucee4\ubc84\ub4dc\ucf5c\uc778\uac00\uc694? \uc5ec\ub7ec\ubd84\uc758 \uc0dd\uac01\uc774\ub098 \uad81\uae08\ud55c \uc810\uc744 \uc544\ub798 \ub313\uae00\ub85c \uc790\uc720\ub86d\uac8c \ub0a8\uaca8\uc8fc\uc138\uc694! \ud568\uaed8 \uacf5\ubd80\ud558\uace0 \uc18c\ud1b5\ud558\uba70 \ubd80\uc790 \ub418\uc5b4\ubd10\uc694! \ud83d\udd25**<\/p>\n","protected":false},"excerpt":{"rendered":"

\u25b2 \uc18c\uc561\uc73c\ub85c \uc2dc\uc791\ud558\ub294 \uc548\uc804\ud55c \uc6d4 \ubc30\ub2f9 \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc(ETF) \ubcf5\ub9ac \ud22c\uc790 \ub85c\ub4dc\ub9f5 \ud575\uc2ec \ube44\uc8fc\uc5bc \ubd84\uc11d \uc790\ub8cc (\ucd9c\ucc98: Unsplash \ubb34\ub8cc \uace0\ud654\uc9c8 \ub77c\uc774\ube0c\ub7ec\ub9ac) “\ub9e4\ub2ec \ub0b4 \ud1b5\uc7a5\uc5d0 \uc81c2\uc758 \uc6d4\uae09\ucc98\ub7fc **\uc6d4\uae09 \uc678\uc5d0 \ub531 50\ub9cc \uc6d0\ub9cc \ub354 \ub4e4\uc5b4\uc628\ub2e4\uba74** \uc5bc\ub9c8\ub098 \uc88b\uc744\uae4c?” \ud83d\udcb8 \uc9c1\uc7a5\uc778\uc774\ub77c\uba74 \ucd9c\ud1f4\uadfc\uae38 \uc9c0\ud558\ucca0 \uc548\uc5d0\uc11c, \ud639\uc740 \uc57c\uadfc\uc744 \ud558\ub2e4\uac00 \ud55c \ubc88\ucbe4 \uc774\ub7f0 \uac04\uc808\ud55c \uc0c1\uc0c1\uc744 \ud574\ubcf4\uc168\uc744 \uac70\uc608\uc694. \ud558\uc9c0\ub9cc \uce58\uc19f\ub294 \ubb3c\uac00\uc5d0 \uc6d4\uae09\uc740 \uadf8\ub300\ub85c\uace0, \uc800\ucd95\ub9cc \ud574\uc11c\ub294 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-16","post","type-post","status-publish","format-standard","hentry","category-7"],"_links":{"self":[{"href":"https:\/\/knowlabs.cloud\/index.php?rest_route=\/wp\/v2\/posts\/16","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/knowlabs.cloud\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/knowlabs.cloud\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/knowlabs.cloud\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/knowlabs.cloud\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16"}],"version-history":[{"count":0,"href":"https:\/\/knowlabs.cloud\/index.php?rest_route=\/wp\/v2\/posts\/16\/revisions"}],"wp:attachment":[{"href":"https:\/\/knowlabs.cloud\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/knowlabs.cloud\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=16"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/knowlabs.cloud\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=16"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}