{"id":15,"date":"2026-08-20T00:01:22","date_gmt":"2026-08-20T00:01:22","guid":{"rendered":"http:\/\/141.164.58.8:8080\/?p=15"},"modified":"2026-08-20T00:01:22","modified_gmt":"2026-08-20T00:01:22","slug":"%ec%86%8c%ec%95%a1%ec%9c%bc%eb%a1%9c-%ec%8b%9c%ec%9e%91%ed%95%98%eb%8a%94-%ec%95%88%ec%a0%84%ed%95%9c-%ec%9b%94-%eb%b0%b0%eb%8b%b9-%ec%83%81%ec%9e%a5%ec%a7%80%ec%88%98%ed%8e%80%eb%93%9cetf-%eb%b3%b5","status":"publish","type":"post","link":"https:\/\/knowlabs.cloud\/?p=15","title":{"rendered":"\uc18c\uc561\uc73c\ub85c \uc2dc\uc791\ud558\ub294 \uc548\uc804\ud55c \uc6d4 \ubc30\ub2f9 \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc(ETF) \ubcf5\ub9ac \ud22c\uc790 \ub85c\ub4dc\ub9f5"},"content":{"rendered":"
\n \"\uc18c\uc561\uc73c\ub85c<\/p>\n

\u25b2 \uc18c\uc561\uc73c\ub85c \uc2dc\uc791\ud558\ub294 \uc548\uc804\ud55c \uc6d4 \ubc30\ub2f9 \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc(ETF) \ubcf5\ub9ac \ud22c\uc790 \ub85c\ub4dc\ub9f5 \ud575\uc2ec \ube44\uc8fc\uc5bc \ubd84\uc11d \uc790\ub8cc (\ucd9c\ucc98: Unsplash \ubb34\ub8cc \uace0\ud654\uc9c8 \ub77c\uc774\ube0c\ub7ec\ub9ac)<\/p>\n<\/p><\/div>\n

“\ub9e4\ub2ec \ub4e4\uc5b4\uc624\ub294 \uc6d4\uae09\ub9cc\uc73c\ub85c\ub294 \ub3c4\uc800\ud788 \ub178\ud6c4 \uc900\ube44\ub294\ucee4\ub155, \ub0b4 \uc9d1 \ub9c8\ub828\ub3c4 \uafc8\uafb8\uae30 \ud798\ub4e0 \uc138\uc0c1\uc774\uc5d0\uc694.”<\/p>\n

\uba70\uce60 \uc804 \uc624\ub79c\ub9cc\uc5d0 \ub9cc\ub09c \uce5c\uad6c\uac00 \ucee4\ud53c \ud55c \uc794\uc744 \ub9c8\uc2dc\uba70 \uae4a\uc740 \ud55c\uc228\uacfc \ud568\uaed8 \ud138\uc5b4\ub193\uc740 \uace0\ubbfc\uc774\uc5d0\uc694. \ud83d\ude2e \uc544\ub9c8 \uc774 \uae00\uc744 \ud074\ub9ad\ud558\uc2e0 \uc5ec\ub7ec\ubd84\ub3c4 \ub9c8\uc74c \ud55c\uad6c\uc11d\uc5d0 \ube44\uc2b7\ud55c \ub2f5\ub2f5\ud568\uc744 \ud488\uace0 \uacc4\uc2dc\uc9c0 \uc54a\uc744\uae4c \uc2f6\uc5b4\uc694. <\/p>\n

\uc694\uc998 \uc8fc\uc2dd \uc2dc\uc7a5\uc740 \ubcc0\ub3d9\uc131\uc774 \ub108\ubb34 \uc2ec\ud558\uace0, \ubd80\ub3d9\uc0b0\uc740 \ud55c\ub450 \ud47c\uc73c\ub85c \uc2dc\uc791\ud560 \uc5c4\ub450\uc870\ucc28 \ub098\uc9c0 \uc54a\uc8e0. \uadf8\ub807\ub2e4\uace0 \uae08\ub9ac\ub3c4 \ub0ae\uc740 \uc608\u00b7\uc801\uae08\uc5d0\ub9cc \uc18c\uc911\ud55c \ub3c8\uc744 \ubb35\ud600\ub450\uc790\ub2c8 \ubb3c\uac00 \uc0c1\uc2b9\ub960\uc744 \ub530\ub77c\uac00\uc9c0 \ubabb\ud574 \ub0b4 \ub3c8\uc774 \uc2e4\uc2dc\uac04\uc73c\ub85c \ub179\uc544\ub0b4\ub9ac\ub294 \uae30\ubd84\uc774 \ub4e4\uace4 \ud569\ub2c8\ub2e4.<\/p>\n

\ubc14\ub85c \uc774\ub7f0 \uace0\ubbfc\uc744 \ud574\uacb0\ud558\uae30 \uc704\ud574, \ucd5c\uadfc \ub611\ub611\ud55c \ud22c\uc790\uc790\ub4e4 \uc0ac\uc774\uc5d0\uc11c \uac00\uc7a5 \ub728\uac81\uac8c \ub5a0\uc624\ub978 \ud604\uc2e4\uc801\uc778 \ub300\uc548\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ubc14\ub85c **’\uc18c\uc561\uc73c\ub85c \uc2dc\uc791\ud558\ub294 \uc548\uc804\ud55c \uc6d4 \ubc30\ub2f9 \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc(ETF) \ubcf5\ub9ac \ud22c\uc790 \ub85c\ub4dc\ub9f5’**\uc778\ub370\uc694! <\/p>\n

\ub2e8\ub3c8 1\ub9cc \uc6d0, 5\ub9cc \uc6d0\uc73c\ub85c\ub3c4 \uc2dc\uc791\ud560 \uc218 \uc788\uace0, \ub9e4\ub2ec \ub530\ubc15\ub530\ubc15 \ub4e4\uc5b4\uc624\ub294 \ud604\uae08 \ud750\ub984\uc744 \uc7ac\ud22c\uc790\ud574 \ub208\ub369\uc774\ucc98\ub7fc \uc790\uc0b0\uc744 \ubd88\ub9ac\ub294 \ub9c8\ubc95 \uac19\uc740 \ud22c\uc790\ubc95\uc785\ub2c8\ub2e4. \uc624\ub298 \uadf8 \uad6c\uccb4\uc801\uc778 \uc2e4\ucc9c \ub85c\ub4dc\ub9f5\uc744 \uc544\uc8fc \uc27d\uace0 \uce5c\uadfc\ud558\uac8c \ud480\uc5b4\ub4dc\ub9b4 \ud14c\ub2c8, \uac00\ubcbc\uc6b4 \ub9c8\uc74c\uc73c\ub85c \ub05d\uae4c\uc9c0 \ub530\ub77c\uc640 \uc8fc\uc138\uc694! \ud83d\ude80<\/p>\n

—<\/p>\n

## \ud83d\udca1 \uc18c\uc561\uc73c\ub85c \uc6d4 \ubc30\ub2f9 ETF \ubcf5\ub9ac \ud22c\uc790\ub97c \ud574\uc57c \ud558\ub294 \uc9c4\uc9dc \uc774\uc720<\/p>\n

\uc6b0\ub9ac\uac00 \ud754\ud788 \uc8fc\uc2dd \ud22c\uc790\ub97c \ub9dd\uc124\uc774\ub294 \uac00\uc7a5 \ud070 \uc774\uc720\ub294 ‘\uc6d0\uae08 \uc190\uc2e4\uc5d0 \ub300\ud55c \ub450\ub824\uc6c0’\uacfc ‘\uc608\uce21 \ubd88\uac00\ub2a5\uc131’ \ub54c\ubb38\uc774\uc8e0. \ud558\uc9c0\ub9cc **\uc6d4 \ubc30\ub2f9 ETF**\ub294 \uc774 \ub450 \uac00\uc9c0 \ubd88\uc548 \uc694\uc18c\ub97c \uc544\uc8fc \ud604\uba85\ud558\uac8c \uc81c\uc5b4\ud574 \uc90d\ub2c8\ub2e4. <\/p>\n

\uc6b0\uc120 ETF\ub294 \uc5ec\ub7ec \uc6b0\ub7c9 \uae30\uc5c5\uc758 \uc8fc\uc2dd\uc744 \ud55c \ubc14\uad6c\ub2c8\uc5d0 \ub2f4\uc544\ub454 \uc885\ud569 \uc120\ubb3c \uc138\ud2b8\uc640 \uac19\uc544\uc694. \uac1c\ubcc4 \uc885\ubaa9\ucc98\ub7fc \ud558\ub8e8\uc544\uce68\uc5d0 \ubc18 \ud1a0\ub9c9\uc774 \ub098\uac70\ub098 \uc0c1\uc7a5 \ud3d0\uc9c0\ub420 \uc704\ud5d8\uc774 \uadf9\ub3c4\ub85c \ub0ae\uc2b5\ub2c8\ub2e4. \ud55c \ub9c8\ub514\ub85c **’\uc548\uc804\ub9dd\uc744 \uce58\uace0 \ud558\ub294 \ud22c\uc790’**\uc778 \uc148\uc774\uc8e0. \u2714\ufe0f<\/p>\n

\uc5ec\uae30\uc5d0 \ub9e4\ub2ec \uc9c0\uae09\ub418\ub294 \ubc30\ub2f9\uae08(\ubd84\ubc30\uae08)\uc740 \ud22c\uc790\uc790\uc5d0\uac8c \uc5c4\uccad\ub09c \uc2ec\ub9ac\uc801 \uc548\uc815\uac10\uc744 \uc120\ubb3c\ud569\ub2c8\ub2e4. \uc8fc\uac00\uac00 \uc7a0\uc2dc \ub5a8\uc5b4\uc9c0\ub354\ub77c\ub3c4 “\uc5b4\ucc28\ud53c \ub9e4\ub2ec \ubc30\ub2f9\uae08\uc774 \ub098\uc624\ub2c8\uae4c \uad1c\ucc2e\uc544!” \ud558\uace0 \ubc84\ud2f8 \uc218 \uc788\ub294 \uccb4\ub825\uc774 \uc0dd\uae30\uac70\ub4e0\uc694.<\/p>\n

\ub354 \ub180\ub77c\uc6b4 \uc0ac\uc2e4\uc740 \uc774 \ubc30\ub2f9\uae08\uc744 \uc4f0\uc9c0 \uc54a\uace0 \uadf8\ub300\ub85c \uc8fc\uc2dd\uc744 \ub354 \uc0ac\ub294 \ub370 \uc7ac\ud22c\uc790\ud560 \ub54c \uc77c\uc5b4\ub0a9\ub2c8\ub2e4. \uc2dc\uac04\uc774 \ud750\ub97c\uc218\ub85d \uc790\uc0b0\uc774 \ub298\uc5b4\ub098\ub294 \uc18d\ub3c4\uac00 \uac00\ud314\ub77c\uc9c0\ub294 **’\ubcf5\ub9ac\uc758 \ub9c8\ubc95’**\uc744 \uc9c1\uc811 \uacbd\ud5d8\ud558\uc2dc\uac8c \ub420 \uac70\uc608\uc694. \ud83d\udcb8 <\/p>\n

—<\/p>\n

### \ud83d\udccc \uc6d4 \ubc30\ub2f9 ETF \ubcf5\ub9ac \ud22c\uc790, \ucd08\ubcf4\uc790\ub97c \uc704\ud55c 3\ub2e8\uacc4 \uc2e4\ucc9c \uac00\uc774\ub4dc<\/p>\n

\ud22c\uc790\ub97c \uc2dc\uc791\ud558\uace0 \uc2f6\uc9c0\ub9cc \ubb34\uc5c7\ubd80\ud130 \ud574\uc57c \ud560\uc9c0 \ub9c9\ub9c9\ud558\uc2e0\uac00\uc694? \uac71\uc815\ud558\uc9c0 \ub9c8\uc138\uc694. \ub531 \uc774 3\ub2e8\uacc4\ub9cc \uc21c\uc11c\ub300\ub85c \ubc1f\uc544\ub098\uac00\uc2dc\uba74 \ub429\ub2c8\ub2e4.<\/p>\n

\n \ud83d\udd25 \uc6d4 \ubc30\ub2f9 \ubcf5\ub9ac \ud22c\uc790 \ud575\uc2ec 3\ub2e8\uacc4 \uccb4\ud06c\ub9ac\uc2a4\ud2b8<\/strong><\/p>\n

1\ub2e8\uacc4. \uc138\uc81c \ud61c\ud0dd \uacc4\uc88c \uac1c\uc124\ud558\uae30:<\/strong> \uc77c\ubc18 \uacc4\uc88c \ub300\uc2e0 \uc5f0\uae08\uc800\ucd95\ud380\ub4dc\ub098 ISA(\uac1c\uc778\uc885\ud569\uc790\uc0b0\uad00\ub9ac\uacc4\uc88c)\ub97c \ud65c\uc6a9\ud574 \ubc30\ub2f9\uc18c\ub4dd\uc138(15.4%)\ub97c \uc808\uc57d\ud558\uc138\uc694!<\/p>\n

2\ub2e8\uacc4. \uc6b0\ub7c9\ud55c \uc6d4 \ubc30\ub2f9 ETF \uc120\uc815\ud558\uae30:<\/strong> \ubc30\ub2f9\uae08\uc774 \uafb8\uc900\ud788 \uc131\uc7a5\ud558\uace0 \uac70\ub798\ub7c9\uc774 \ud48d\ubd80\ud55c \uad6d\ub0b4 \uc0c1\uc7a5 \ud574\uc678 ETF\ub97c \uc120\ud0dd\ud569\ub2c8\ub2e4.<\/p>\n

3\ub2e8\uacc4. \ubc30\ub2f9\uae08 \uae30\uacc4\uc801 \uc7ac\ud22c\uc790\ud558\uae30:<\/strong> \uc785\uae08\ub41c \ubc30\ub2f9\uae08\uc5d0 \ub9e4\ub2ec \ub123\ub294 \uc18c\uc561\uc758 \ud22c\uc790\uae08\uc744 \ub354\ud574 \ub2e8 1\uc8fc\ub77c\ub3c4 \ub354 \ucd94\uac00 \ub9e4\uc218\ud558\ub294 \uc2b5\uad00\uc744 \uae30\ub985\ub2c8\ub2e4.<\/p>\n<\/div>\n

\ud2b9\ud788 \uccab \ubc88\uc9f8 \ub2e8\uacc4\uc778 **ISA \ubc0f \uc5f0\uae08 \uacc4\uc88c \ud65c\uc6a9**\uc740 \uc815\ub9d0 \uc911\uc694\ud574\uc694. \uc138\uae08\uc744 \uc544\ub07c\ub294 \uac83\uc774 \uace7 \ud22c\uc790 \uc218\uc775\ub960\uc744 \uc62c\ub9ac\ub294 \uc9c0\ub984\uae38\uc774\uae30 \ub54c\ubb38\uc774\uc8e0. <\/p>\n

\uc18c\uc561 \ud22c\uc790\uc790\uc77c\uc218\ub85d 1%\uc758 \uc138\uae08 \ud61c\ud0dd\uc774 10\ub144 \ub4a4, 20\ub144 \ub4a4 \uc5c4\uccad\ub09c \uc790\uc0b0\uc758 \uaca9\ucc28\ub97c \ub9cc\ub4e4\uc5b4\ub0b8\ub2e4\ub294 \uc810\uc744 \uaf2d \uae30\uc5b5\ud574 \ub450\uc154\uc57c \ud569\ub2c8\ub2e4. \ud83d\udd25<\/p>\n

—<\/p>\n

## \ud83d\udcca \ub0b4 \uc131\ud5a5\uc5d0 \ub531 \ub9de\ub294 \uc6d4 \ubc30\ub2f9 ETF \ud575\uc2ec \uc720\ud615 \ubd84\uc11d<\/p>\n

\uc2dc\uc911\uc5d0\ub294 \uc815\ub9d0 \ub2e4\uc591\ud55c \uc6d4 \ubc30\ub2f9 ETF\uac00 \ucd9c\uc2dc\ub418\uc5b4 \uc788\uc5b4\uc11c \ucd08\ubcf4\uc790\ubd84\ub4e4\uc740 \uc5b4\ub5a4 \uac83\uc744 \uace8\ub77c\uc57c \ud560\uc9c0 \ud5f7\uac08\ub9b4 \uc218 \uc788\uc5b4\uc694. \uadf8\ub798\uc11c \uac00\uc7a5 \ub300\ud45c\uc801\uc774\uace0 \uc548\uc815\uc131\uc774 \uac80\uc99d\ub41c 3\uac00\uc9c0 \uc720\ud615\uc744 \uae54\ub054\ud558\uac8c \uc815\ub9ac\ud574 \ubcf4\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n\n\n\n\n
\ud22c\uc790 \uc720\ud615<\/th>\n\ub300\ud45c \uc608\uc2dc (\uad6d\ub0b4 \uc0c1\uc7a5)<\/th>\n\uc5f0 \ubc30\ub2f9\ub960 (\uc608\uc0c1)<\/th>\n\uc774\ub7f0 \ubd84\uaed8 \ucd94\ucc9c\ud574\uc694! \ud83d\udc4d<\/th>\n<\/tr>\n<\/thead>\n
\ubc30\ub2f9 \uc131\uc7a5\ud615<\/td>\n\ubbf8\uad6d\ubc30\ub2f9\ub2e4\uc6b0\uc874\uc2a4 ETF \uc2dc\ub9ac\uc988<\/td>\n3% ~ 4%<\/td>\n\uc7a5\uae30\uc801\uc73c\ub85c \uc6d0\uae08\uacfc \ubc30\ub2f9\uae08\uc774 \ub3d9\uc2dc\uc5d0 \ucee4\uc9c0\uae38 \ubc14\ub77c\ub294 \uc80a\uc740 \ud22c\uc790\uc790<\/td>\n<\/tr>\n
\uace0\ubc30\ub2f9 \ucee4\ubc84\ub4dc\ucf5c\ud615<\/td>\n\ubbf8\uad6d\ubc30\ub2f9+10%\ud504\ub9ac\ubbf8\uc5c4 \ub2e4\uc6b0\uc874\uc2a4 \ub4f1<\/td>\n8% ~ 10% \uc774\uc0c1<\/td>\n\ub2f9\uc7a5 \ub9e4\ub2ec \ub098\uc624\ub294 \ubc30\ub2f9\uae08\uc758 \ud06c\uae30\ub97c \uadf9\ub300\ud654\ud558\uace0 \uc2f6\uc740 \ud22c\uc790\uc790<\/td>\n<\/tr>\n
\uc548\uc804 \uc790\uc0b0 \ucc44\uad8c\ud615<\/td>\n\ubbf8\uad6d30\ub144\uad6d\ucc44\uc561\ud2f0\ube0c(H) \ub4f1<\/td>\n4% ~ 5%<\/td>\n\uae08\ub9ac \uc778\ud558 \uc2dc\uae30 \uc2dc\uc138 \ucc28\uc775\uacfc \uc548\uc815\uc801\uc778 \uc774\uc790 \uc218\uc775\uc744 \ub3d9\uc2dc\uc5d0 \uc6d0\ud558\ub294 \ubd84<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\ub9cc\uc57d \uc5ec\ub7ec\ubd84\uc758 \ub098\uc774\uac00 \uc80a\uace0 \ud22c\uc790 \uae30\uac04\uc774 10\ub144 \uc774\uc0c1 \ub109\ub109\ud788 \ub0a8\uc558\ub2e4\uba74, \uac1c\uc778\uc801\uc73c\ub85c **\ubc30\ub2f9 \uc131\uc7a5\ud615(\ubbf8\uad6d\ubc30\ub2f9\ub2e4\uc6b0\uc874\uc2a4)**\uc744 \uac15\ub825\ud558\uac8c \uad8c\ud574 \ub4dc\ub824\uc694. \ub2f9\uc7a5\uc758 \ubc30\ub2f9\ub960\uc740 \ub0ae\uc544 \ubcf4\uc774\uc9c0\ub9cc, \uc2dc\uac04\uc774 \uac08\uc218\ub85d \uae30\uc5c5\ub4e4\uc774 \ubc30\ub2f9\uc744 \ub298\ub824\uc8fc\uae30 \ub54c\ubb38\uc5d0 \ud6d7\ub0a0 \uc5ec\ub7ec\ubd84\uc774 \ubc1b\uac8c \ub420 \uc2e4\uc9c8 \ubc30\ub2f9\ub960\uc740 \uc5b4\ub9c8\uc5b4\ub9c8\ud558\uac8c \ub192\uc544\uc9c0\uac70\ub4e0\uc694. \ud83d\ude09<\/p>\n

\ubc18\uba74 \uc740\ud1f4\ub97c \uc55e\ub450\uace0 \uc788\uac70\ub098 \ub2f9\uc7a5\uc758 \ud604\uae08 \ud750\ub984\uc774 \uae09\ud558\uc2e0 \ubd84\ub4e4\uc774\ub77c\uba74 **\uace0\ubc30\ub2f9 \ucee4\ubc84\ub4dc\ucf5c\ud615**\uc744 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uc77c\uc815 \ube44\uc728\ub85c \uac00\uc838\uac00\ub294 \uac83\ub3c4 \uc88b\uc740 \uc804\ub7b5\uc785\ub2c8\ub2e4.<\/p>\n

—<\/p>\n

### \ud83c\udf6f \uc808\ub300 \ub193\uce58\uba74 \uc548 \ub418\ub294 \uc800\uc790\ub9cc\uc758 \uafc0\ud301 3\uac00\uc9c0<\/p>\n

\uacbd\ud5d8\uc774 \ubd80\uc871\ud55c \uc0c1\ud0dc\uc5d0\uc11c \ubb34\uc791\uc815 \ud22c\uc790\ud310\uc5d0 \ub6f0\uc5b4\ub4e4\uba74 \ub73b\ud558\uc9c0 \uc54a\uc740 \uc2e4\uc218\ub97c \ud558\uae30 \ub9c8\ub828\uc774\uc8e0. \uc548\uc815\uc801\uc778 \uc790\uc0b0 \uc6b0\uc0c1\ud5a5\uc744 \uc704\ud574 \uaf2d \ub9c8\uc74c\uc5d0 \uc0c8\uaca8\ub450\uc5b4\uc57c \ud560 \uc800\ub9cc\uc758 \ud301\uc744 \uacf5\uc720\ud574 \ub4dc\ub9b4\uac8c\uc694.<\/p>\n

**\uccab\uc9f8, \ubb3b\uc9c0\ub3c4 \ub530\uc9c0\uc9c0\ub3c4 \ub9d0\uace0 ‘\uc790\ub3d9 \uc774\uccb4’\ub97c \uc124\uc815\ud558\uc138\uc694.**
\n\uc8fc\uac00\uac00 \ub5a8\uc5b4\uc9c0\uba74 \ubb34\uc11c\uc6cc\uc11c \ubabb \uc0ac\uace0, \uc624\ub974\uba74 \ube44\uc2f8\uc11c \ubabb \uc0ac\ub294 \uac8c \uc778\uac04\uc758 \ubcf8\uc131\uc785\ub2c8\ub2e4. \ub9e4\uc6d4 \uae09\uc5ec\uc77c \ub2e4\uc74c \ub0a0\uc5d0 10\ub9cc \uc6d0\uc774\ub4e0 20\ub9cc \uc6d0\uc774\ub4e0 \uc790\ub3d9\uc73c\ub85c ETF\ub97c \ub9e4\uc218\ud558\ub3c4\ub85d \uc790\ub3d9 \uc801\ub9bd\uc2dd \ud22c\uc790\ub97c \uc124\uc815\ud574 \ub450\ub294 \uac83\uc774 \uc7a5\uae30 \uc131\uacf5\uc758 \uac00\uc7a5 \uac15\ub825\ud55c \ube44\uacb0\uc785\ub2c8\ub2e4. \ud83e\udd16<\/p>\n

**\ub458\uc9f8, \ubc30\ub2f9\ub960\uc758 \ud568\uc815(Yield Trap)\uc5d0 \ube60\uc9c0\uc9c0 \ub9c8\uc138\uc694.**
\n“\ubc30\ub2f9\ub960 12% \uc900\ub300!”\ub77c\ub294 \ub9d0\uc5d0 \ud639\ud574 \ubd80\uc2e4\ud55c \uae30\ucd08 \uc790\uc0b0\uc744 \uac00\uc9c4 \uace0\ubc30\ub2f9 \uc0c1\ud488\uc5d0 \uc62c\uc778\ud558\uba74 \uc548 \ub429\ub2c8\ub2e4. \ubc30\ub2f9\uc740 \ub9ce\uc774 \uc8fc\ub294\ub370 \uc8fc\uac00 \uc790\uccb4\uac00 \uacc4\uc18d \uc6b0\ud558\ud5a5\ud55c\ub2e4\uba74 \uacb0\uad6d \uc81c \uc0b4 \uae4e\uc544 \uba39\uae30 \ud22c\uc790\uac00 \ub429\ub2c8\ub2e4. \uc8fc\uac00 \uc790\uccb4\uac00 \ub4e0\ub4e0\ud558\uac8c \uc6b0\uc0c1\ud5a5\ud558\ub294 \uae30\ucd08 \uc790\uc0b0\uc778\uc9c0 \uaf2d \ud655\uc778\ud558\uc138\uc694.<\/p>\n

**\uc14b\uc9f8, \ub9e4\ub2ec \ubc30\ub2f9\uae08\uc73c\ub85c \ucee4\ud53c \ud55c \uc794 \ub9c8\uc2dc\uace0 \uc2f6\uc740 \uc720\ud639\uc744 \ucc38\uc544\ub0b4\uc138\uc694.**
\n\ucd08\uae30 \uba87 \ub144 \ub3d9\uc548\uc740 \ubc30\ub2f9\uae08 \uc561\uc218\uac00 \uadc0\uc5ec\uc6b4 \uc218\uc900\uc77c \uac70\uc608\uc694. “\uaca8\uc6b0 5\ucc9c \uc6d0 \ub098\uc654\ub124? \uadf8\ub0e5 \ud3b8\uc758\uc810 \uac00\uc11c \uac04\uc2dd\uc774\ub098 \uc0ac \uba39\uc744\uae4c?” \ud558\ub294 \uc0dd\uac01\uc774 \ubd88\uc465 \ucc3e\uc544\uc635\ub2c8\ub2e4. \ud83d\ude2e \ud558\uc9c0\ub9cc \uc774 \ub3c8\uc744 \uc545\ucc29\uac19\uc774 \uc7ac\ud22c\uc790\ud574 \uc8fc\uc2dd \uc218(\uc218\ub7c9)\ub97c \ub298\ub824\ub098\uac00\uc57c \ube44\ub85c\uc18c **’\ubcf5\ub9ac \ub208\uc0ac\ub78c’**\uc774 \uad74\ub7ec\uac00\uae30 \uc2dc\uc791\ud55c\ub2e4\ub294 \uac83\uc744 \uaf2d \uc78a\uc9c0 \ub9c8\uc138\uc694!<\/p>\n

—<\/p>\n

## \ud83c\udfc1 \ub9c8\uce58\uba70 : \uc791\uc740 \uc528\uc557\uc774 \uc544\ub984\ub4dc\ub9ac\ub098\ubb34\uac00 \ub420 \ub54c\uae4c\uc9c0<\/p>\n

“\ucc9c \ub9ac \uae38\ub3c4 \ud55c \uac78\uc74c\ubd80\ud130”\ub77c\ub294 \uc9c4\ubd80\ud55c \uc18d\ub2f4\uc774 \ud22c\uc790 \uc2dc\uc7a5\ub9cc\ud07c \uc815\ud655\ud558\uac8c \ub9de\uc544\ub5a8\uc5b4\uc9c0\ub294 \uacf3\ub3c4 \uc5c6\uc2b5\ub2c8\ub2e4. <\/p>\n

\uc624\ub298 \uc18c\uac1c\ud574 \ub4dc\ub9b0 **\uc18c\uc561 \uc6d4 \ubc30\ub2f9 ETF \ud22c\uc790**\ub294 \uc5ec\ub7ec\ubd84\uc744 \ud558\ub8e8\uc544\uce68\uc5d0 \ubcbc\ub77d\ubd80\uc790\ub85c \ub9cc\ub4e4\uc5b4 \uc8fc\uc9c0\ub294 \ubabb\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc2dc\uac04\uc774 \ud750\ub97c\uc218\ub85d \uc5ec\ub7ec\ubd84\uc758 \uc77c\uc0c1\uc5d0 \ub4e0\ub4e0\ud55c \uacbd\uc81c\uc801 \ubc29\ud328\ub9c9\uc774\uac00 \ub418\uc5b4\uc904 \uac83\uc740 \ud655\uc2e4\ud574\uc694. \ud83d\udee1\ufe0f<\/p>\n

\ucc98\uc74c\uc5d0\ub294 \uc2a4\ud0c0\ubc85\uc2a4 \ucee4\ud53c \ud55c \uc794 \uac12\uc73c\ub85c \uc2dc\uc791\ud588\ub358 \ubc30\ub2f9\uae08\uc774, \uc5b4\ub290\ub367 \ub9e4\ub2ec \uce58\ud0a8 \ud55c \ub9c8\ub9ac \uac12\uc774 \ub418\uace0, \ub098\uc544\uac00 \uc6d4\uc138 \ubd80\ub7fd\uc9c0 \uc54a\uc740 \uac00\uacc4\uc758 \ub4e0\ub4e0\ud55c \uc81c2\uc758 \uc6d4\uae09\uc774 \ub418\ub294 \uadf8\ub0a0\uae4c\uc9c0 \uafb8\uc900\ud568 \ud558\ub098\ub9cc \ubb34\uae30\ub85c \ub4e4\uace0 \ub098\uc544\uac00 \ubcf4\uc138\uc694. <\/p>\n

\uc624\ub298 \ub2f9\uc7a5 \uc8fc\uc2dd \uacc4\uc88c\ub97c \uac1c\uc124\ud558\uace0 \uad00\uc2ec \uc788\ub294 ETF\ub97c \uac80\uc0c9\ud574 \ubcf4\ub294 \uc791\uc740 \uc2e4\ud589\ub825\uc774\uc57c\ub9d0\ub85c \ubbf8\ub798\uc758 \ub098\uc5d0\uac8c \uc904 \uc218 \uc788\ub294 \ucd5c\uace0\uc758 \uc120\ubb3c\uc774 \uc544\ub2d0\uae4c\uc694? \ud83c\udf81<\/p>\n

**\ud639\uc2dc \uc9c0\uae08 \ub208\uc5ec\uaca8\ubcf4\uace0 \uacc4\uc2dc\ub294 \uc6d4 \ubc30\ub2f9 ETF\uac00 \uc788\uc73c\uc2e0\uac00\uc694? \uc544\ub2c8\uba74 \ub098\ub9cc\uc758 \uc18c\uc561 \uc7ac\ud14c\ud06c \ub178\ud558\uc6b0\uac00 \uc788\ub2e4\uba74 \uc544\ub798 \ub313\uae00\ub85c \ud3b8\ud558\uac8c \ub098\ub204\uc5b4 \uc8fc\uc138\uc694! \uc11c\ub85c \uc18c\ud1b5\ud558\uba70 \ud568\uaed8 \ubd80\uc790 \ub418\uc5b4 \ubd10\uc694. \ud654\uc774\ud305\uc785\ub2c8\ub2e4!** \ud83d\udd25<\/p>\n","protected":false},"excerpt":{"rendered":"

\u25b2 \uc18c\uc561\uc73c\ub85c \uc2dc\uc791\ud558\ub294 \uc548\uc804\ud55c \uc6d4 \ubc30\ub2f9 \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc(ETF) \ubcf5\ub9ac \ud22c\uc790 \ub85c\ub4dc\ub9f5 \ud575\uc2ec \ube44\uc8fc\uc5bc \ubd84\uc11d \uc790\ub8cc (\ucd9c\ucc98: Unsplash \ubb34\ub8cc \uace0\ud654\uc9c8 \ub77c\uc774\ube0c\ub7ec\ub9ac) “\ub9e4\ub2ec \ub4e4\uc5b4\uc624\ub294 \uc6d4\uae09\ub9cc\uc73c\ub85c\ub294 \ub3c4\uc800\ud788 \ub178\ud6c4 \uc900\ube44\ub294\ucee4\ub155, \ub0b4 \uc9d1 \ub9c8\ub828\ub3c4 \uafc8\uafb8\uae30 \ud798\ub4e0 \uc138\uc0c1\uc774\uc5d0\uc694.” \uba70\uce60 \uc804 \uc624\ub79c\ub9cc\uc5d0 \ub9cc\ub09c \uce5c\uad6c\uac00 \ucee4\ud53c \ud55c \uc794\uc744 \ub9c8\uc2dc\uba70 \uae4a\uc740 \ud55c\uc228\uacfc \ud568\uaed8 \ud138\uc5b4\ub193\uc740 \uace0\ubbfc\uc774\uc5d0\uc694. \ud83d\ude2e \uc544\ub9c8 \uc774 \uae00\uc744 \ud074\ub9ad\ud558\uc2e0 \uc5ec\ub7ec\ubd84\ub3c4 \ub9c8\uc74c \ud55c\uad6c\uc11d\uc5d0 \ube44\uc2b7\ud55c \ub2f5\ub2f5\ud568\uc744 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-15","post","type-post","status-publish","format-standard","hentry","category-7"],"_links":{"self":[{"href":"https:\/\/knowlabs.cloud\/index.php?rest_route=\/wp\/v2\/posts\/15","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/knowlabs.cloud\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/knowlabs.cloud\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/knowlabs.cloud\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/knowlabs.cloud\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=15"}],"version-history":[{"count":0,"href":"https:\/\/knowlabs.cloud\/index.php?rest_route=\/wp\/v2\/posts\/15\/revisions"}],"wp:attachment":[{"href":"https:\/\/knowlabs.cloud\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=15"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/knowlabs.cloud\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=15"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/knowlabs.cloud\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=15"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}